Younger people have to learn from their mistakes like I did about twenty plus years ago when I closed on a homeowner loan before first having a home inspection conducted! Too many times we can get drawn into a false sense of believing that the property is perfect just because it looks great on the outside. Don’t make moving into a new house a disaster by finding out major appliances are not working properly. Again, speaking from experience my wife and I replaced the central air and heating system, the hot water heater, the main electrical line to the range, had to repair the plumbing, discovered the basement leaked, and shortly thereafter, replaced the roof.

Obtaining a home inspection performed by someone that you can trust is going to be something that you are very thankful for later. Home inspectors generally support their inspection for approximately a year, it does not help if you find out three years later that your roof is going bad. If we would have known this before closing on our homeowner loan we would have negotiated the replacement or at least a credit toward that. Having a home inspection may uncover things like a poor foundation that needs repaired soon and will cost an enormous amount of money when you do. Bailing water out of our basement was the way I found out how important a home inspection was prior to closing on our homeowner loan.

Talk about a thing that is scaring people more and more these days and that is mildew and mold. Don’t hire a home inspector that doesn’t have some knowledge of detecting this. Don’t convince yourself that it matters not because it will come back to haunt you later when you will be unable to sell your home. It will be the kiss of death if your home is discovered to have some in it. Should you be lucking enough to have a home inspection that recognizes that you have a problem, then cancel the deal and run. You will have only one option if you do discover it and that is to drop the agreement fast.

Stay right beside the inspector as they go thorough you home. This gives you knowledge knowing that they went over every part of the property. If you have questions, make sure you ask them as you go. Make sure that they look at things like the AC system, the sewer and plumbing, the attic, underneath the home or basement, and everything else you can imagine? Did they go on the roof to look for signs of leaking or soft spots? Just go with them and make sure they check everything.

Nothing in the world could make more sense than to assure yourself by having a home inspection that your home is going to be ok. Again, it is worth it for peace of mind. So as you get closer and closer to closing on your homeowner loan, do the smart thing and put this in as a contingency.

Want to find out more about Homeowner Loans, then visit Gregory Covey’s Blog on how to choose the best Homeowner Loans for your needs.

categories: Homeowner loan,home inspection